Estimates use the primary applicant's age band and selected household tier.
PHCS network pricing + your plan benefits
1. Stay in networkUse a PHCS MultiPlan provider so the provider applies the network's negotiated rate to eligible services.
2. Your plan processes the claimThe plan pays according to the deductible, copay, coinsurance and benefit rules shown in your selected plan.
3. You pay your portionYou may owe the plan's deductible, copay, coinsurance and any noncovered amount.
PHCS MMTraditional major medical structure with preventive care, a deductible and 80/20 in-network coinsurance.
PHCS HSAHSA-compatible coverage where most nonpreventive services apply after the deductible.
PHCS VLA lower-cost limited-benefit option with listed copays and visit limits.
PHCS CopayUses set copays for many listed services, along with its deductible and plan limits.
Choose a category below, then select “View Plan Details” for the benefits tied to that option. This is a quick summary only. The official plan documents control.
