Insurance made personal. Options made simple.

These are separate destinations and product types, not equivalent plans. Availability, benefits, limitations, rates and eligibility vary by state and applicant. Review the provider’s documents before applying. Desmond may receive compensation for coverage placed through these broker links.

Prefer personal guidance? Request help from Desmond.

Carrier access

More options from respected carriers.

I compare available health and life insurance options so you are not limited to one company.

Carrier and product availability varies by state, county and applicant. MedaHealth Associates is an independent broker and is not affiliated with or endorsed by any carrier.

Licensed health and life broker

Personal guidanceMajor carrier accessNo pressure

Your guide: Desmond TrokExplore at your pace. Reach out when you want a hand.Book a call with Desmond →

Get your personalized options

Four quick steps. No obligation.

STEP 1 OF 4

Your contact information is never sold. Desmond will personally follow up.

What type of coverage do you need?

Please select a coverage type to continue.

Where do you need coverage?

ZIP code

State

Tell me a little about what you need

Who needs coverage?

Comfortable monthly budget

Were you referred by someone? Optional

Where should I send your options?

Full name

Phone number

Your number is never sold. Desmond will be the person who contacts you.

Email address

Something went wrong. Please try again or email me.

✓

Your request is ready

I will review the details and follow up personally. You can also choose a time that works for you.

Book an Appointment

Your information stays private. Desmond will personally follow up.

Please do not enter payment card numbers, Social Security numbers, medical diagnoses or medication details. Ask Desmond for the appropriate secure process if more information is needed.

Personal guidance, connected to your needs.

Coverage for real life

One advisor. More ways to protect what matters.

Whether you work for yourself, support a family or want to protect your future, I help make the choices easier to understand.

Health Insurance

Individual and family options through the private market and ACA Marketplace.

Compare health options →

Life Insurance

Term, whole life, final expense and other solutions built around your goals.

Explore life coverage →

Dental and Vision

Practical add on coverage for routine care, exams and everyday needs.

Explore self service plans →

Self Employed

Flexible coverage choices for contractors, entrepreneurs and independent workers.

Find self employed options →

Small Business

Coverage guidance for owners who want options for themselves or their team.

Complete a group census →

Supplemental Coverage

Additional protection for accidents, critical illness and unexpected expenses.

Ask about supplemental coverage →

Your pace. Your choice.

Ready to explore plans online?

Compare available coverage through Desmond’s existing enrollment partners. If you want help along the way, Desmond is a call away.

Health coverage

View health plan options and continue to the provider’s quote or enrollment site.

Shop health plans →

Life insurance

Shop life insurance online with Ethos, or ask Desmond to compare other available options.

Shop life insurance with Ethos ↗

Explore other life insurance options with Desmond →

Prefer a conversation?

Choose a time to talk directly with Desmond before making a decision.

See Desmond’s availability →

Dental and vision self service

Only need dental or vision coverage?

Compare available Ameritas dental and vision plans and enroll online at your own pace. No phone call or appointment is required. If you have questions, I am still here to help.

Explore Dental & Vision Plans →Plan availability, benefits, waiting periods and rates vary by state and applicant.

A real conversation. With Desmond.

Let’s find a time
that works for you.

Choose an available appointment below. Bring your questions, compare your options and get personal guidance before deciding.

Desmond TrokIndependent health and life insurance brokerPrefer to call? (715) 307-5304

Times and booking details are provided by Google Calendar.Open calendar in a new tab ↗

Why work with a broker

You do not have to figure it out alone.

I compare the market

I look across available options so you are not limited to a single carrier or plan type.

I explain the details

You get a straightforward breakdown of benefits, costs, networks and important limitations.

I stay available

My job does not end after enrollment. I am here when questions come up later.

THE DESMOND DIFFERENCE

“You should understand what you are buying before you ever sign up.”

Clear answers, honest comparisons and personal help from start to finish.

0Individuals & families helped

0Coverage placed for clients

0Estimated client premium savings this year

0Persistency rate

Client impact figures are based on Desmond's internal business records and estimates.

Meet your advisor

Desmond Trok

Independent Health and Life Insurance Broker

I help individuals, families, self employed professionals and small business owners compare coverage without the pressure or confusion. My goal is simple: understand what matters to you, explain the options clearly and help you make a confident decision.

As a broker with MedaHealth, I can help with private health coverage, ACA Marketplace plans, life insurance, dental, vision and supplemental protection in the states where I am licensed and appointed.

Emaildtrok@mymedahealth.com

AppointmentsPhone & online

ExperienceLicensed since 2023

Book an Appointment Call Now

Your contact information is never sold. Desmond will personally follow up.

Licensed service area

Licensed in 34 states and Washington, DC

I can help clients in the following states, subject to carrier availability and appointment.

Select a state to view my current license copy.

WATCH WITH DESMOND

Insurance.
In plain English.

Less guesswork. More “I get it.”

Get to know your coverage options with Desmond, one video at a time. Watch at your own pace, then ask whatever is on your mind.

Bring your questions to Desmond →

DESMOND’S VIDEO LIBRARY · COMING SOON

A little clarity
goes a long way.

Desmond’s videos will appear here as soon as they’re ready.

Let Desmond do the insurance shopping for you.

Answer a few quick questions and get personal guidance on your coverage options.

Book a call with Desmond Explore plans online →