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Individual and family coverage

Individual and family health insurance options.

If you buy your own health coverage, start with your ZIP code, the people you want to cover and what you need from a plan. Get Health Quotes Fast connects you with provider quote tools and personal guidance from licensed broker Desmond Trok.

Choose how you want to compare

You can explore the provider websites below without first leaving your contact details here. The Marketplace route takes you to HealthSherpa. Other links lead to separate providers and products. If you would rather talk through your choices, Desmond also offers phone appointments. Choose an online quote tool or schedule a phone appointment when you want personal help.

Your ZIP code matters

Plans and networks can differ by county and service area. Enter the ZIP code where you live in the provider’s quote tool, then check the actual doctors, hospitals, prescriptions and service area listed for the plan. A familiar carrier or network name alone does not establish that a particular doctor or treatment is covered.

Compare the type of coverage, then the price

ACA Marketplace plans and other health-related products are not interchangeable. Some products provide limited or supplemental benefits rather than comprehensive medical coverage. Read the benefit summary, exclusions and policy documents for the specific product before deciding. Compare the monthly premium alongside deductibles, other out-of-pocket costs and the provider network.

Coming off an employer plan?

If you are changing jobs, becoming self-employed or comparing options for your household, check the enrollment rules before assuming when coverage can start. Some life changes may allow a Special Enrollment Period. Eligibility and effective dates must be confirmed through the applicable enrollment process.

Further reading: HealthCare.gov: how to compare health plans.